The Madras I Never Saw: When Lily Pond Was Still Alive


I have always considered myself a Madras guy, not a Chennai guy.

Lily Pond in the old People’s Park.

For me, Madras is an emotion. Chennai is just a place.

And this photograph explains that emotion better than I can.

This is Lily Pond in the old People’s Park. Look at the size of the water body, the huge trees around it, the walkway along the water and the people spending their time there.

It is difficult to believe that this was once the landscape around what we now know as the crowded Park Town–Central area.

People’s Park itself was once a beautiful recreational space of Madras—with gardens, ponds, walkways, boating and the old Madras zoo. The larger area included Lily Pond, Moore Market, the zoo, My Lady’s Garden and other public spaces.

I never saw this Madras

I was born in 1980. When Moore Market burned in 1985, I was just five.

So I cannot claim nostalgia from memory. I have never seen Lily Pond with my own eyes.

But when I found this old photograph in an archive, it genuinely pained me.

I kept looking at the water, the trees and the people and wondering how such a beautiful, large water body could simply disappear from the city.

For my own satisfaction, I added colour to the old photograph—to the pond, trees and people. Not to change history, but simply to imagine for a moment how alive this place must have looked.

And strangely, adding colour made the loss feel even greater.

The pond disappeared. The name survived.

After the old Moore Market was destroyed by fire in 1985, Lily Pond was eventually reclaimed as part of the effort to accommodate displaced traders. Historical accounts describe the pond being filled and the Lily Pond/Allikulam commercial complex being developed on the reclaimed land.

There is something painfully ironic about it today.

A large water body was filled in a city that would later struggle repeatedly with water.

And yet, Madras left us a little reminder.

Alli Kulam.

Alli — Lily.
Kulam — Pond.

We managed to erase the water, but somehow the name survived.

Cities have to grow. Roads, railways and buildings have to come. But sometimes development happens so gradually that we don’t realise what we have lost until decades later, when an old photograph suddenly appears before us.

I never walked beside Lily Pond.
I never sat under those trees.
I never saw people boating there.

Yet looking at this photograph, I miss it.

Maybe that is why I continue to call myself a Madras guy.

Chennai is the city I live in.

Madras is the city I feel.

AI Stole My Cheese. And It May Steal It Again in Six Months.


I have been in technology and business for 26 years.

I started when creating a website itself was a skill. Then tools simplified it. PHP changed development. Frameworks reduced development time. Open source changed how we built products. Then came cloud, SaaS and APIs.

Every few years, somebody moved my cheese.

But AI feels different.

AI didn’t just steal my cheese. It seems capable of stealing the next cheese before I even decide where to keep it.

I have been using AI from its early days and watched it move from generic answers to usable content, code, reasoning and now agents that can actually perform tasks.

And I can clearly see gaps in today’s agents.

They struggle with some workflows. They need supervision. Enterprise integrations are messy. Exceptions confuse them.

The entrepreneur in me immediately thinks: “There is a business here.”

Then another voice asks:

“Will this problem still exist six months from now?”

That is something I have never experienced at this intensity in my 26 years of business.

Everyone Is Asking the Same Question

Talk to employees: Will my job survive?

Talk to entrepreneurs: What should I build?

Talk to software companies: What happens when AI can build this itself?

There are plenty of answers—learn AI, reskill, build agents, become AI-first.

But frankly, much of it still feels like writing in the air.

Nobody really knows where the capability line will be two years from now.

That made me realise I may have been asking the wrong question.

Instead of:

“What can I build that AI cannot replace?”

Maybe I should ask:

“What becomes more valuable as AI becomes more capable?”

Don’t Build Around AI’s Weakness

If I build a business around something AI cannot do today, my business depends on AI remaining bad at it.

That is a dangerous moat.

But if I own the customer problem—the workflow, integrations, domain knowledge, exceptions, relationships and operating process—AI becoming better can actually make my business better.

My cost of solving the problem comes down.

That completely changes the equation.

Don’t make AI’s limitation your moat. Make AI’s improvement your leverage.

Maybe I Was Trying to Plant the Wrong Thing

For years, I wanted to build something that lasts.

Something I could plant today and still see standing twenty years later.

AI made me wonder whether that is possible anymore.

Then my own journey gave me an answer.

HTML changed. Development tools changed. PHP changed. Frameworks changed. Infrastructure changed. Cloud changed things again. Now AI is changing almost everything.

But businesses still have customers.

Buildings still need managing. Companies still need moving data between systems. Money still needs collecting. People still need problems solved.

And suddenly it became obvious:

The problem was the tree. Technology was only its leaves.

Leaves are supposed to change.

What Do I Plant Now?

I don’t know where AI will be five years from now.

I don’t think anybody really does.

But I don’t need to find something AI will never change.

I need to find a problem worth owning even if the way we solve it changes five times.

A temporary AI gap might last six months.

Use it.

It brings customers. Customers bring workflows. Workflows bring knowledge. Knowledge creates systems, relationships, distribution and trust.

Those may survive the next model release.

Maybe creating a legacy in the AI era isn’t about building something that never changes.

Maybe it is about building something that knows how to change without losing the problem it exists to solve.

After 26 years of technology repeatedly moving my cheese, perhaps that is the lesson:

AI will keep moving my cheese. My job is not to guard the cheese. It is to own the dairy.

When the Mind Gets Trapped in a Loop


There are periods in life when several problems arrive together—legal cases, financial pressure, work deadlines, family responsibilities and decisions that cannot be postponed.

The mind naturally tries to solve them. But when too many matters remain unresolved, the mind can become trapped in multiple loops.

One loop replays a past conversation.
Another calculates the financial risk.
A third imagines everything that could go wrong.
A fourth keeps asking, “What should I do next?”

Before one loop closes, another begins.

We may believe we are seriously working on our problems because the mind remains occupied from morning until night. But not all thinking is productive.

Sometimes, it is rumination.

Rumination is a mental loop in which we repeatedly think about the same problem, fear or past event without reaching a conclusion, making a decision or taking useful action.

“Productive thinking moves towards an answer. Rumination repeats the question.”

In the beginning, this may appear harmless. We may even believe that remaining under constant pressure will make us stronger and better prepared. But a mind running too many loops does not keep becoming stronger. It gradually becomes overloaded.

Concentration is usually the first casualty. Work that once felt manageable begins to demand more effort. We read something without absorbing it. We start one task, another loop opens, and we lose the thread of what we were doing.

Decision-making also suffers. Some decisions are delayed because the mind keeps testing every possible outcome. Others are made impulsively—not because we are convinced, but because making any decision provides temporary relief from the loop.

Forgetfulness and avoidable mistakes begin to appear. Switching between tasks becomes difficult. Creativity declines because the mind has no free space to explore new ideas. Strategic thinking becomes almost impossible when every open loop feels urgent.

“A crowded mind treats every open loop as an emergency.”

Procrastination follows. It is easily mistaken for laziness, but sometimes it is mental exhaustion. When the mind is already running ten loops in the background, even a simple task can feel heavy.

The effects do not remain confined to work. Irritability increases. Patience becomes shorter. Sleep is disturbed because the body lies down while the loops continue—arguing, calculating, regretting and predicting.

Poor sleep then creates more fatigue, weaker concentration and greater emotional sensitivity the following day. When this continues for a long time, sustained stress may also contribute to physical problems, including elevated blood pressure.

The most deceptive part of rumination is that it creates the feeling of continuous work.

At the end of the day, we are exhausted. Yet, when we look back, surprisingly little has been completed.

“The mind has been running all day, but it has been running in a loop.”

The solution is not to stop caring or avoid difficult problems. It is to close, pause or organise the loops.

Write each concern down. Decide whether it needs immediate action, a future decision, more information or simply patience. Identify the smallest next step and then return to the work in front of you.

Some loops cannot be closed immediately. A court case may take time. Money may not arrive today. Another person may need to respond. In such situations, repeatedly running the loop does not create a faster outcome—it only consumes more energy.

Pressure can sometimes improve performance, but only when it is limited, meaningful and followed by recovery. Continuous pressure without clarity does not make us stronger. It slowly consumes the concentration, judgment and energy required to overcome the problem.

“Every problem deserves attention. It does not deserve to run as a permanent loop in the mind.”

Sixteen Years Later, Varkala Was Still Waiting


Varkala had been waiting for us for almost two years.

Every time I planned to take the family there, something happened. The trip got cancelled, the destination changed, or life simply came in between.

This long weekend was no different.

12 September 2026 — Varkala wasn’t the plan

With the Ganesh Chaturthi long weekend, I originally planned Thrissur. We would stay at my friend’s place and cover Thrissur, Guruvayur, Cherai Beach and a few places around.

Then my friend’s plans changed at the last minute. So did ours.

Varkala.

A destination that had survived almost two years of cancelled plans suddenly became our destination with hardly any planning. And strangely, that probably made the trip better.

Madurai to Varkala

On Saturday, 12 September, the four of us left home around 8 AM.

The long-weekend crowd hit us immediately. Temple City, where we stopped for breakfast, was packed. Hotels everywhere seemed full, breakfast itself became an exercise, but eventually we managed.

After that came a drive that was new to me. I had been to Tenkasi a few times, but hadn’t driven this particular route to Kerala before. So it was Google Maps, cautious driving and casual conversations with my wife while the kilometres disappeared.

By afternoon, we were in Varkala.

Back after sixteen years

This wasn’t my first Varkala trip. I first visited in 2010 and was completely sold on the place. I always thought I would return soon.

“Soon” took 16 years.

A lot had changed. The crowds were bigger. B&Bs, homestays and resorts had multiplied. Varkala was certainly busier than the place stored in my memory.

But the cliff, the sea and that unmistakable Varkala vibe were still there.

For my wife and kids, everything was new. For me, it felt like reopening an old bookmark.

48 hours around water

The kids quickly established the theme for the holiday: water.

If they weren’t at the beach, they were in the swimming pool at Paddle Cult. If they weren’t in the pool, they wanted to go back to the sea.

Our first evening was simple—playing at the beach followed by dinner at Darjeeling Cafe. There was live music, pizza for the kids and a lovely atmosphere.

After the long drive, everyone else was exhausted. I somehow still caught the vibe.

13 September 2026 — The best part wasn’t at the beach

Sunday’s mangrove boat trip became the highlight.

We sailed through the backwaters and narrow mangrove tunnels. Somewhere along the way, the children appointed themselves the official photographers of the trip.

There was even a drone shoot in the middle of the backwaters.

We stopped for refreshments—tender coconut water and fresh juice sold from a boat—and then came the part the kids were waiting for.

Jumping into the backwaters for a swim.

From that point, nobody was interested in getting out of the water.

It was one of those outings where nothing extraordinary needs to happen. Everybody is simply enjoying themselves at the same time. That itself becomes the memory.

Rice meals, cliffs and no timetable

Lunch was at Hotel Suprabhatham, an old vegetarian hotel in Varkala that had been recommended to us. We were lucky enough to get Kerala rice meals.

All four of us enjoyed it. And there was an unexpected holiday achievement too—despite eating outside throughout the trip, none of us had that usual heavy, indigestion feeling.

The rest of Varkala was deliberately unambitious.

Cliff cafés. Shopping. Beach views. Photographs. Walking around. Sitting somewhere because we liked the view.

The cliff strip was absolutely vibing.

Sometimes the best itinerary is not having much of one.

14 September 2026 — “I don’t want to go home.”

By Monday morning, when it was time to leave, my son had a serious objection.

He didn’t want to come home.

For almost 48 hours, the kids had moved between the sea, backwaters and swimming pool. Even when we were at Paddle Cult, getting them away from the pool was a task.

Our stay there also worked perfectly for us—comfortable, convenient and nothing to complain about.

We left Varkala around noon. On the return journey, my wife squeezed in some roadside terracotta shopping. We stopped at Hotel Hariharan in Shenkottai for lunch and later at Temple City Alampatti for snacks and coffee before finally reaching Madurai.

The holiday was over.

Perhaps that’s what a good vacation is

The kids called it their best vacation.

My wife said she finally slept well and managed to unwind from work.

And I returned to one of my favourite places after sixteen years.

No elaborate sightseeing checklist. No race to cover ten tourist attractions. No great plan, actually—the original destination wasn’t even Varkala.

Just four of us, a long drive, a cliff, cafés, the sea, mangroves, swimming, good food and two children who didn’t want the holiday to end.

Sometimes that’s enough to know a vacation worked.

18 Years. And Then, Silence.


Eighteen years is a long time to carry a case you always believed should never have existed.

People change in eighteen years. Businesses rise and fall. Children are born and grow up. Friendships disappear. Priorities change.

But somewhere in the background of my life, one thing stubbornly remained.

A criminal case.

It began with my then business partner and allegations that I maintained were false from the very beginning. What followed was something I never imagined would consume almost two decades of my life.

I could have compromised early.

I could have told myself, Why fight? Finish it somehow and move on.

But something inside me refused.

The Weight of an Allegation

A case isn’t merely a case number.

When your name is accused of something you know you didn’t do, it travels with you.

There is anger. There is humiliation. There are questions from people. There are moments when you wonder whether truth actually matters when somebody else has the machinery to keep an allegation alive.

And then there is the waiting.

One year became five.

Five became ten.

Ten became fifteen.

Eventually, I stopped counting.

Life had to continue. I built businesses. I failed at things. I succeeded at others. I became a husband and a father. I fought completely different battles.

Yet this unfinished chapter remained somewhere behind me.

What 18 Years Taught Me

The younger version of me wanted to win.

The older version of me wanted the truth to survive long enough to be tested.

That difference probably explains how these eighteen years changed me.

I learnt that courage isn’t always dramatic.

Sometimes courage is simply showing up again.

And again.

And again.

Even when nothing appears to be moving.

Perseverance isn’t believing that tomorrow everything will magically become better. It is having the stomach to accept that tomorrow may look exactly like today—and still refusing to surrender.

There were moments of anger.

There were moments of exhaustion.

But there was always one belief:

If an allegation is true, there must ultimately be something underneath it that can withstand scrutiny.

So I waited for that scrutiny.

Then Something Changed

After all those years, the questions became very simple.

Where were the supporting documents?

Where was the basic material necessary to substantiate what had been alleged?

For around eighteen months, as these questions persisted, the answers did not materialise.

And during the final hearings, the scrutiny became harder.

Suddenly an eighteen-year-old battle was approaching something I had almost forgotten how to imagine:

an ending.

Eventually, my former partner agreed to a compromise and the case was closed.

Just like that.

A battle that had followed me through a substantial portion of my adult life ended in a few final sittings.

Victory Didn’t Feel Like I Imagined

I always imagined that if this day came, I would celebrate loudly.

Perhaps call everyone who knew the story.

Perhaps remind people what had been said about me.

Perhaps tell the world:

“I told you so.”

Strangely, when it finally happened, what I felt most wasn’t excitement.

It was relief.

A very deep, quiet relief.

Because after eighteen years, I realised that victory wasn’t watching another person lose.

Victory was discovering that I had not allowed the fight to turn me into the person I was fighting.

They could give me a case.

They could make me appear repeatedly.

They could consume my time.

They could test my patience.

But they couldn’t make me accept something I believed was untrue simply because fighting it was inconvenient.

Justice Delayed

People often repeat the phrase:

Justice delayed is justice denied.

After eighteen years, I understand why.

The process itself can become punishment.

No final outcome can return the time, anxiety or energy consumed along the way.

But there is another side to it.

Sometimes justice is delayed…

and yet truth simply refuses to die.

That is what I choose to take from these eighteen years.

And One Last Thought…

To the former partner who began this battle with intentions I will leave history to judge:

Eighteen years was a very long wait.

To those in the system who may have expected allegations to survive without the supporting material eventually being demanded:

Eighteen years was apparently still not long enough.

Because ultimately, somebody asked the simplest questions.

Where is the evidence?

And sometimes the most satisfying ending doesn’t require revenge, anger or even celebration.

It requires only a question that should perhaps have been asked much earlier.

The case is closed.

My life isn’t.

And after eighteen years, I finally get to walk forward without looking over my shoulder.

Some victories don’t need noise.

The silence after eighteen years is loud enough.

Somewhere Between Raising Kids and Growing Older, What Happened to Our Friendships?


I was thinking about some of my closest friends recently.

There was a time when we didn’t need a reason to call each other.

We knew what was happening in each other’s lives. We met regularly. Conversations could go on endlessly. And underneath all of that was a reassuring feeling:

If I needed them, they were there. And if they needed me, I was there.

Even ten years ago, many of us were still very much in touch.

Then something quietly changed.

Nobody Walked Away

There was no fight. No misunderstanding. Nobody decided that the friendship wasn’t important anymore.

We simply became busy living our lives.

Many of us had our children around the same period. First one, then the second.

Suddenly, weekends weren’t really ours.

School. Homework. Classes. Birthdays. Doctor visits. Family commitments. Careers. EMIs. Ageing parents. A hundred small responsibilities that somehow consume an entire day.

I can’t complain that my friends stopped calling.

I stopped calling too.

And somewhere along the way, people I once spoke to almost every day became people I might speak to once in a few months.

Meetings became rarer.

Sometimes a friend visits after a long time and we manage to meet — but only for 20 minutes before one of us has to rush back to another responsibility.

And we say the inevitable:

“Machi, next time we’ll sit properly.”

Then another year disappears.

And That Made Me Wonder…

I am 46 now.

If the last ten years changed our friendships this much, what will another ten years do?

Today we have children to take care of.

Ten years from now, we will be in our mid-50s.

Some friends are already living in different countries. Our children will be older and building lives of their own. We will have changed too.

Will we become close again?

Or will we become people who occasionally exchange birthday wishes and remember how close we used to be?

For some reason, that thought made me a little uncomfortable.

Then I started looking at it differently.

Maybe Friendship Has Its Own Seasons

Perhaps this isn’t something going wrong.

Perhaps this is simply how friendship travels with us through life.

In our 20s:
We have time, so we are always together.

In our 30s:
Life starts changing, but we are still strongly connected.

In our 40s:
We still love our friends, but everyone is overwhelmed with responsibilities.

In our 50s:
The children begin needing us less, and maybe we start asking: Who are the people I really want around me?

In our 60s:
Perhaps shared history becomes more valuable than almost anything else.

And suddenly I realised something.

At 46, maybe I am not witnessing the end of these friendships.

Maybe we are simply in their quiet middle chapter.

There Is Something Special About an Old Friend

You can meet an old friend after two years and, within ten minutes, somehow become 25 again.

The same jokes return. The same teasing returns. Stories that your family has heard a hundred times suddenly become funny again.

Because an old friend remembers a version of you that almost nobody in your present life knows.

They knew you before the grey hair. Before the responsibilities. Before the job titles, businesses, successes, failures, children and EMIs.

They remember your stupid decisions.

And unfortunately, they usually remember them in remarkable detail.

That kind of friendship is difficult to recreate at 46.

Maybe We Don’t Need to Become Close Like Before

I don’t think the answer is trying to recreate our 20s.

We can’t. And perhaps we shouldn’t.

Friendship at this age may simply mean sending a message for no particular reason.

A fifteen-minute phone call. A coffee whenever someone happens to be in town. An old photograph suddenly appearing in the WhatsApp group with:

“Dei, look at us!”

Nothing profound needs to be said.

Sometimes the message underneath all of it is simply:

I’m still here.

Don’t Wait for “Someday”

There is only one thing that worries me now.

We keep assuming there will be a better time.

After this project. After the kids’ exams. Next time I come to India. Next year.

But five years can quietly become ten.

And perhaps friendships don’t always end because something bad happened.

Sometimes they simply fade because everybody kept postponing the next conversation.

So I think I’ll make a little more effort.

Not to bring the old days back.

But to make sure the people who mattered in those days are still somewhere in the days ahead.

Because maybe the best ending to these friendships isn’t:

“We remained as close as we were when we were 25.”

Maybe it is something much more realistic — and much more beautiful:

We went to different cities. Some of us went to different countries. We raised our children. We built our lives. We became busy. We grew older.

We didn’t speak as often as we once did.

But somehow, we never lost each other.

At 40, I Lost Everything. At 45, I Am Back to Zero.


At 40, I lost almost everything.

I was negative in money. Negative in people. Negative in morale. And completely negative in confidence.

The last five years were not about becoming successful again. They were about slowly bringing myself back from negative to neutral.

Today, at 45, I can honestly say I have reached zero.

Zero may not sound like an achievement to others. But when you have lived below zero for years, reaching zero itself is a victory.

From here, I know I will grow positive again.

These are 15 things I realised during these five years. I wanted to document them because many people reaching this age—and going through a similar phase—may face the same struggle.

1. Stop Thinking You Are Old

At 45, I am not finished. I still have enough time to rebuild, grow and create something meaningful.

2. Fix Sleep First

When sleep is broken, the mind, body and decisions also get broken. Nothing improves until sleep improves.

3. Decide What the Next 20 Years Should Look Like

I cannot change the last five years. But I can decide what I want my life at 65 to look like and start working towards it now.

4. Know Your Health Numbers

Ignoring health does not make the problem disappear. Know the numbers, accept the reality and take action early.

5. Move Away From People Who Drain You

Some people do not destroy you loudly. They quietly consume your time, peace and confidence for years. Distance is sometimes the only solution.

6. Stay Around People Who Make You Think Bigger

The people and ideas we follow every day slowly shape our thinking. Choose those who make you learn, act and grow.

7. Let the Old Identity Go

I cannot keep trying to become the person I was in my thirties. That chapter is over. I am allowed to build a new version of myself.

8. Put Every Rupee on Paper

Loans, dues, income, expenses and assets—write down everything. Financial recovery starts only when we stop avoiding the actual numbers.

9. Say No to Unnecessary Obligations

At this stage, every yes takes away time, money or energy from something else. If it does not support where I am going, I must learn to say no.

10. Stop Explaining Yourself

People who benefited from the old version of me may not like the new boundaries. I do not have to keep explaining why I changed.

11. Learn One Skill That Opens a New Door

One useful skill can change income, confidence and direction. Learning at 45 is not late—it is necessary.

12. Protect One Morning Habit

A walk, workout, reading, writing or quiet thinking—have one habit that belongs only to you. Protecting the morning changes the rest of the day.

13. Be Careful What You Consume

Most online content adds noise, fear or comparison. What I consume every day will either strengthen my mind or weaken it.

14. Do What the Old You Would Have Avoided

Make the difficult call. Start the work. Ask for help. Take the first step. Recovery begins when actions change.

15. Rebuilding at 45 Is More Powerful Than Drifting at 35

At 35, I had more time but less clarity. At 45, I may have less time, but I have experience, purpose and a better understanding of what matters.

I lost everything at 40.

It took five years to come back to zero.

Now I am not restarting with nothing. I am restarting with lessons, experience and clarity.

The next journey is from zero to positive.

The Sunrise Never Came. The Waterfall Made Up for Everything.


This was the final day of our 30-hour trip with Santhanam’s family. The day did not go exactly as planned, but it ended up giving us some of the best moments of the trip.

No Sunrise, But the Kids Got Their Morning Swim

Santhanam’s family and my wife went to the Kanyakumari sunrise point early in the morning. Unfortunately, it rained and there was no sunrise to see.

I stayed at the hotel with the kids. At around 7:30 AM, I took my children and Santhanam’s daughter to the swimming pool. My son enjoyed the pool so much that he continued swimming until he became completely tired.

We then went back to our rooms, took a shower, packed our things and checked out of Hotel Rajeshwari International.

A Wonderful Breakfast and an Unexpected Temple Visit

We stopped at Hotel Chitra and had a wonderful breakfast. We ordered poori, masala dosa, uthappam and coffee.

Inside Vivekananda Kendra, there was also a temple with large statues of Shiva and Hanuman. We visited the temple and walked through an exhibition showing stories from the Ramayana.

We went there only for breakfast, but we also got to spend some peaceful time inside the Kendra before leaving.

A Huge Queue Changed Our Plan

Our original plan was to visit Vivekananda Rock Memorial and the glass bridge. But when we reached there, the queue was huge. We did not want to spend several hours waiting, so we cancelled the plan and started driving towards Thirparappu Waterfalls.

It was around a 90-minute drive from Kanyakumari.

The Children’s First Waterfall Experience

Because of Onam, we got a combined ticket for the waterfalls and boating for just ₹60 per person.

This was the first waterfall experience for both my son and daughter. The water came down with good force, and my wife, the kids and I had a wonderful time standing under it.

Yamuna with Aradhya and Advaith enjoying their first waterfall experience at Thirparappu Waterfalls
The children’s first waterfall experience at Thirparappu.

After all the walking and driving during the trip, the force of the water helped reduce our body pain and body heat. We felt fresh and relaxed when we came out.

We then went boating. The place was surrounded by trees and greenery, and the children enjoyed the boat ride as usual.

Both families enjoying a boat ride surrounded by greenery at Thirparappu
Boating together after our time at the waterfalls.

Cancelling the Vivekananda Rock plan and coming to Thirparappu turned out to be a good decision.

Padmanabhapuram Palace Was Closed

From the waterfalls, we drove for around 40 minutes to Padmanabhapuram Palace.

The palace was closed because of Onam. We spent some time near the entrance and then left. We could not see the palace this time, so that is something we can plan for another visit.

A Quick Visit to My Aunt’s Property

From there, I went to see my aunt’s property in Nagercoil, located next to Canara Bank. I wanted to check its present condition and make arrangements to find a tenant.

After completing the visit, we started our return drive to Madurai.

One Last Stop Before Reaching Home

We stopped at Hotel Haris for dinner. By then, all of us were damn tired, so we had a light dinner.

The hotel had a play area, and we allowed the kids to play for some time. I am still not sure how children find the energy to play when all the adults are already waiting to crash!

After dinner, we continued the journey and finally reached home.

Thirty Hours, Two Families and No Regrets

With this, our 30-hour, two-family trip came to an end.

We missed the sunrise, cancelled the Vivekananda Rock visit because of the crowd and found Padmanabhapuram Palace closed. Still, there were no regrets.

The kids experienced a waterfall for the first time, we enjoyed boating, visited the temple and Ramayana exhibition, ate good food and spent quality time together.

It was a short trip, but it was a truly rejuvenating experience for both the mind and body. We returned home fully tired, but also fully satisfied.

Coffee, Coastline and a ₹5,000 Hotel Deal: Our Kanyakumari Escape


Tuesday, 25 August 2026

Waiting for the Green Signal

The day began quietly at home. I stayed back until around 2 PM so Yamuna could finish her office work without pressure. Once she was nearly done, I went to Delhi World Public School and picked up the children early.

Onam Outfits Saved the Clock

By the time we returned, Yamuna had packed everything and was ready. The children had attended school in their Onam attire, so there was no changing, dressing or last-minute preparation. Our neighbours and close friends, Santhanam and his family, joined us—and by 3 PM, our Kanyakumari escape was underway.

Coffee for Us, Ice Cream for Them

Our first break was at Sri Krishna Pannai Paal. The adults settled for the comforting combination of coffee, chai and hot vada, while the children naturally chose ice cream. Refreshed and recharged, we returned to the car and continued south.

When 250 Kilometres Felt Like 25

I drove the entire distance—nearly 250 kilometres—but it never felt like a long journey. Interesting conversations with Santhanam’s family, mixed with the children’s chatter and excitement, made the kilometres disappear. Sometimes, the right company is better than any playlist.

Santhanam versus the Hotel Tariff

We reached Hotel Rajeshwari International at around 6:30 PM and asked for two deluxe rooms. That was when Santhanam revealed his negotiation talent. The original quote was ₹4,800 per room, but he managed to secure both spacious rooms for a total of ₹5,000!

Peace Beside the Highway

The hotel turned out to be a pleasant surprise—large rooms, a peaceful highway location away from the town’s congestion, and even a swimming pool for the children. The setting was calm and comfortable. The food, however, did not appear to be its strongest attraction.

Returning to a Reliable Dinner Table

Instead of experimenting with the hotel food, we returned to Hotel Chitra Pure Vegetarian Restaurant. It was our second visit, and the restaurant proved dependable once again. We enjoyed a good, satisfying dinner before heading towards the sea.

Where Three Seas Meet

After dinner, we walked around Triveni Sangamam and visited the iconic tip of the Indian mainland. The roaring sea, cool night air and illuminated Thiruvalluvar statue gave the place a completely different character after dark.

Anand Nataraj, Yamuna, Santhanam’s family and the children near the illuminated Thiruvalluvar statue at Kanyakumari
Two families, one memorable evening beside the sea at Kanyakumari.

Messi, Ronaldo and a Little Shopping

The children’s excitement continued through the nearby shops. We bought them IPL, Messi and Ronaldo T-shirts and stopped for a lively photo session. Between the shopping, laughter and photographs, the evening gained the cheerful disorder that only a family trip can create.

Aradhya standing beside the rocky shoreline and powerful sea at Kanyakumari at night
A quiet encounter with the powerful night sea.

A Bench, the Sea and a Mental Reset

The most peaceful part of the evening required no activity at all. We sat on a park bench facing the sea and allowed the sound of the waves to slow everything down.

Santhanam and I had a relaxed conversation. Yamuna and Santhanam’s wife became absorbed in theirs, while the children remained happily occupied. Everyone had their own little space, yet we were enjoying the moment together. It was a genuine mind detox.

The Fastest Check-In Was into Sleep

By the time we returned to the hotel, the driving, walking and excitement had caught up with us. There was no energy left for late-night conversations or elaborate plans for the morning. We reached our rooms, settled in—and everyone simply crashed.


Some journeys are remembered for the destination. This one will be remembered for how effortlessly 250 kilometres passed—in conversation, laughter, food, friendship and a few quiet minutes beside the sea.

A Customer Becomes Visible Only When There Is Another Policy to Sell


I purchased an ICICI Prudential policy in 2016, with its term running until 2026.

Auto-debit was enabled when the policy was sold. In subsequent years, premiums were automatically taken from my account—even when that money had been kept for credit-card payments and other commitments. Those payments bounced, creating penalties and stress.

When I asked to stop auto-debit, I was told it was not possible. When I enquired about closing the policy because I needed money, I felt that the staff treated me as though my visit itself was unnecessary.

Then, just before maturity, I became visible

Something changed in 2026—just one year before the old policy was due to mature.

Suddenly, a representative contacted me and said my old policy offered low returns. My immediate thought was:

If the policy offered poor returns, why was it sold to me in 2016? Why did this concern arise only in 2026, one year before maturity?

The solution presented to me was not simply to help me access my money. To close the old policy, I was asked to purchase another policy with a fresh 10-year commitment—from 2026 until 2036.

Because I urgently needed the funds, I accepted. This is what concerns me most: when I asked for help, I felt unwanted. But when my situation created an opportunity to sell another policy, I received attention.

The auto-debit experience repeated itself

This time, I clearly stated that I did not want auto-debit. Yet, while attempting renewal, the screen showed “Auto Debit: Enabled.”

The page offered only “Add Auto Debit” and “Replace Auto Debit.” There was no clearly visible “Disable Auto Debit” button.

ICICI Prudential screen with a tick beside Add Auto Debit even though Auto Debit is shown as Enabled
Although auto-debit was already enabled, “Add Auto Debit” appeared selected—making the current status and required action confusing.

It took me almost two days to discover that I had to press the selected option itself to change the setting.

ICICI Prudential screen showing the selection changed to Replace Auto Debit
After interacting with the control, the tick changed, but the screen still did not clearly confirm whether auto-debit had been disabled.

Why should enabling or replacing auto-debit be prominent while disabling it is something the customer must discover?

Customers need empathy, not another sales target

Auto-debit is useful only when it is knowingly chosen and easy to cancel. Consent should not be hidden behind a tick, confusing wording or an interface designed mainly to protect premium collection.

Banks and insurers must remember that customers are managing electricity bills, card payments, medical expenses, school fees and family emergencies. An automatic debit can disrupt all of them.

A customer should not become important only when there is another product to sell.

Real customer service is demonstrated when a person wants to cancel, surrender, question or refuse—not merely when they agree to remain financially committed for another ten years.

This article records my personal experience and perception as a customer. I welcome ICICI Prudential’s clarification regarding the policy replacement, auto-debit consent and cancellation process.