Anand Nataraj

Again my irony with ICICI bank continues. I posted a blog showcasing my experience with them. You can this blog http://www.anandnataraj.com/me-icici-cibil for more info.

Now I received this letter from ICICI bank on 22^nd July 2009 which says a Lien was attached on my account for non payment my credit card. It further said they will be doing it within a week from the time they have dated the letter and I received the letter after a week. By that time the money was taken from my account on 21^st July 2009. Also in the last line they have specified to call their representative Saravathi specifying two phone numbers that too without an STD code. When I tried calling those number from my mobile which is from Chennai region I got Error on connection. I assume that number is a Mumbai number, but I didn’t try coz I thought it was unnecessary to make an STD call and waste my money.

What surprised me is all this problem happened during the year 2005 and I made a settlement during 2007 and four years from the problem they have taken money from my account and even after two years of making the settlement they have not taken my name from defaulters list. Which means still my name is listed in CIBIL. Thought I didn’t apply for loan recently my credibility has been put on stake for mistake on the part of bank. Even on the first time it was not my mistake but I didn’t want to make it an issue. But again for the second time this Bank has proved they are irresponsible.

I’d like to get help of you readers to take the bank on all possible ways and I’d like to have your experience and thoughts. You can help me by giving

• Legal opinion
• Possible methods we can take the bank like thru media, legal, ombudsmen etc.
• Please let me know if you know anyone from media and would like to expose banks irresponsible acts which causes trauma to customers.
• Also feel free to post it in your blog, share this in twitter and other social media methods.  

Though the amount is not that big for me it created some issues to me are 

• Paying attorneys which wasted my money
• Had to call and inform everyone whom I issued to Cheque to stop doing it and then adjust them which has wasted time and caused unnecessary mental agony.

I want to take the bank and expose their act because banks don’t understand the value of a customer and they take us for granted.

Here is the scanned copy of settlement letter and transaction receipt issued by bank two years back.

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http://t.co/N2COgWge вакансии city bank в москве Sat, 11 Feb 2012 19:02:31 +0000

RT @bz4literacy: @ReverseWineSnob Happy 1 year tw-birthday! I love this site and have learned so much! Thanks for great wines that don't break the bank. :-) Sat, 11 Feb 2012 19:02:31 +0000

RT @Y__U__NO: BANK ACCOUNT, Y U NO HAVE 1 MILLION DOLLARS IN U? Sat, 11 Feb 2012 19:02:31 +0000

I need my bank account number immediately :( Sat, 11 Feb 2012 19:02:31 +0000

they gonna try bank mee ' I'm not wit dat #iKnowThereWork Sat, 11 Feb 2012 19:02:30 +0000

echt helemaal kapot dus nog maar even op bank zitten -_- Sat, 11 Feb 2012 19:02:30 +0000

RT"@wateenjongewil: #wateenjongewil gezellig op de bank een filmpie kijken" Sat, 11 Feb 2012 19:02:30 +0000

3 hours of hard work equals 250 dollars in the bank! Sat, 11 Feb 2012 19:02:30 +0000

Zo lekker gezellig samen met de kids op de bank Sat, 11 Feb 2012 19:02:30 +0000

Only 3 more hours at work:) (@ Bank Of America) http://t.co/sXuFBgow Sat, 11 Feb 2012 19:02:29 +0000

op de bank met dekentje over me heenn ;dd Sat, 11 Feb 2012 19:02:29 +0000

@Mizz_Re506 in your bank account duh! Lls but naw I don't fuck with you you ain't call me back and tell me how it was Sat, 11 Feb 2012 19:02:28 +0000

yessss kids op bed. mama in pyama op de bank met bankje cruesli met yoghurt jamjam.... It's mamatime Sat, 11 Feb 2012 19:02:26 +0000

少女时代在《Music Bank in Paris》的表演（组图3） http://t.co/6VC0iqij Sat, 11 Feb 2012 19:02:26 +0000

well below freezing when i went to the gym, the bank & grocery shopping. i deserve a medal. or a cookie. damn, i forgot to buy cookies. Sat, 11 Feb 2012 19:02:26 +0000

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